First Home Buyers
Does escalating rent or the landlord selling cause you to dream about owning your own home, but maybe you are unsure where to start?
You are not alone.
These are all common concerns for renters which can leave you feeling depleted and confused on how to make the jump from renting to home ownership.
How do I get a home loan?
How much savings do I need?
What grants am I entitled to?
Can I even afford to do this?
Finance… Help!
If you have similar questions... our team can help!
At Dynamic Property Strategies, we guide you from planning your dream home right through to finance. We will monitor and manage the build process and be with you, right until your keys are in the door!!
Our passion lies in educating our clients from day one, even if it is your first time. We break down all the confusing ‘finance jargon’ in a simple to understand manner, to ensure you are empowered and ready to take on your property journey with confidence.
Your first home should be an exciting, memorable experience and we make it – just that. We will uncover your needs in a home and hear what is important to you and your family, we then get to work and create a tailored plan to achieve just that!
Buying and building your first home doesn’t need to be a painful, confusing experience.
Case Study
Brayden Pringle
During the onset of Covid-19 in 2020, Brayden had heard of the Homebuilder grants offered to eligible First Home Buyers. Still renting and unsure of where to start, Brayden and I met and we sat down to see what was possible for him.
With only $2,000 in the bank at the time, he was determined to find out what he had to do to capitalise on the rising markets of Mackay, take advantage of the Homebuilder Grants, as well as getting on the property ladder and leaving the need to rent, a thing of the past.
As a young and ambitious individual, Brayden wasted no time and we put together a strategy to make his dream of owning his very first home a reality. We started by taking an in-depth look into his financials and we connected him to a qualified mortgage broker to see what was possible from a finance perspective.
We sourced and secured a fantastic block of land in a popular suburb that Brayden wanted to live in, and we successfully negotiated this purchase at $30K under market value. We then went back and forth designing his home, and he was able to achieve a successful finance outcome whilst also capitalising on a whopping $45,000 of Government Grants combined. Overall, he secured his very first asset with a total of $70K of negotiations and incentives, in a hot market that was already on the rise.
During the successful completion and handover of his home, Brayden was eager to attend a one-on-one coaching session with me to explore even further, what may be possible for him. I taught him how a successful property portfolio was built and more in-depth strategies on wealth creation and leverage. After discovering that Brayden didn’t want to be in the mines trading his time for money for the rest of his life, he demonstrated further commitment for his future and wanted to take action and go for his second property!
We got to work some more and performed an Equity Release (ER) on his newly built home, which had then allowed Brayden to use towards his second purchase… in only 8months!!
Having exclusive, pre-public access to unique developments as a client of Dynamic. He was able to successfully secure an exclusive property with his usable equity, which of is in one of Brisbane’s hottest, blue-chip suburbs.
Brayden now has strategies in place to reduce his Owner Occupier debt down in record time, while being able to capitalise on the growth of his off-the-plan purchase in the coming years ahead.
Hear what some of our many First Home Buyer clients have to say.
Regina & Josh M
“Dynamic Property took the time to mentor my partner and myself, providing essential knowledge in what we were achieving. Dynamic was always available when we needed him even for minor questions. They made sure we knew each process and assuring we were comfortable with our outcome. We are forever grateful for everything Cameron has done for us.”
Jason & Kristie
“The idea of purchasing property was very overwhelming, especially when we were so uneducated. It was very reassuring and comforting knowing that the team at Dynamic Property Strategies had our best interests at heart. We are extremely grateful for Cameron and the team, as we would have never made the choice to build our own home if it wasn’t for them!”
Joseph & Shay Hardwood
“The most important thing to consider when you are putting your financial future in the hands of an expert is trust. Trust above all else is the backbone of a great relationship – Cameron Minards has my complete trust.
He took myself and my fiance' through every step of our first home build. He helped cut through the BS, he helped secure an incredible and highly sought-after block, got us a killer deal and most importantly a great investment in our future.
Whether it's a run-in at the gym or an 8:30pm phone call, he always has time for us and will absolutely be the first person we contact when we next decide to expand our portfolio.
If you're on the edge and maybe just dipping a toe in as to whether or not Cameron is the bloke for you, take it from this everyday, retail working country boy and get your ass in the pool.
Thanks Cam for everything you've done for us and apologies in advance for all the things I may ask you to do in the future.”
You’re in the right place.
We are here to help you find your possibilities, create a plan, and execute on it.
We will always be there for ongoing support from finance right through to the post construction process.
Your first home is your first investment. If done well, your first home can be used as a catalyst in your future financial goals and property portfolio if you wished.